Indiana here. Power outages due to fallen tree limbs, frozen trees "exploding", ice accumulation on lines, etc. is fairly common.
It can take days to bring a grid back up after a major outage. The lead time to replace a city-sized transformer is nearly 4 years, now (ask Puerto Rico about that).
https://www.powermag.com/the-transformer-crisis-an-industry-...
It’s not really a question of urban/rural but more a question of “buried transmission lines” or not.
We have buried lines and have few if any power issues. richer town a bit over does not, and loses power once a winter or so.
Unfortunately that won't always save you. One of my clients spent a pretty long time unpowered because some creek bed froze (why did they bury thru a creek bed???). When I called for followup they advised me that the truck they sent to remediate had its hydraulics freeze so there was an additional delay.