It’s not really a question of urban/rural but more a question of “buried transmission lines” or not.

We have buried lines and have few if any power issues. richer town a bit over does not, and loses power once a winter or so.

Unfortunately that won't always save you. One of my clients spent a pretty long time unpowered because some creek bed froze (why did they bury thru a creek bed???). When I called for followup they advised me that the truck they sent to remediate had its hydraulics freeze so there was an additional delay.