I don't know. If you're definition of success is owning a home and having a family, it gets close.

you need to clear 1-2m for that house by itself in any mid-high COL area right now.You need another 1-2m in 18 years to take care of your kids (they can live on less, but is that "successful"?). In 20 years we're already talking about 3-4m dollars before we even dive into the other bills and emergencies to address.

We have to remember that "financially successful" isn't some precise term. Some may treat "able to eat food and keep a roof over head" as successful, where others may see "can raise a healthy family" as so.

Was that survey over total earnings or savings? Like yeah..a few million tucked away will allow me to not work again. Or I can just work for a few decades like a normal person lol.

But precisely because "financially successful" isn't a precise term, the concept can be and is manipulated by smooth operators. It's always possible to construct a plausible argument that true success lies just beyond what you could reasonably expect to make through your own efforts (and therefore you might as well throw your money at me for a chance to achieve it). I don't think we can separate Gen Z's incredibly high standards for financial success from the amount that they're marinading in ads for gambling, crypto, and scam investments.