It really isn't an argument.
You have tons of meaningful economic choices everywhere in American life. You can bank with any bank and look for competing offers for credit to do useful things. For example you can buy a home and shop for a better interest rate by taking an offer for a loan from one lender to another and 9 times out of 10 you'll come away with a better offer. But you can easily not take on a loan and choose to preference flexibility and therefore rent. This housing choice involves a myriad of sub choices about lifestyle, commuting preferences, school adjacency, and other elements you may want to balance. Because US state are often quite different in character and economic and social opportunity you have a ton of dimension along which you can exercise choice.
Someone posting here likely has access to remote work and can meaningfully choose to live in a quite mountain town in West Virginia with satellite internet where you never see more than a few people every week, or you could live in a mid sized city like I do and get involved in neighborhood organizations. Similarly you could move to NYC and live in a small apartment an spend all of your time going out to bars and restaurants. These are SUPER meaningful choices on an individual level.
Can you not bank, if all the banks are colluding against you? And still have the rest of your rights? Can you rent without a four times yearly inspection by the landlord?
> Can you rent without a four times yearly inspection by the landlord?
I've literally never heard of this.
> Can you not bank, if all the banks are colluding against you? And still have the rest of your rights?
All the banks? There are 3,917 commercial banks and 545 savings and loan associations in the US. It's probably the most banks per-capita of any country. You'd be hard press to not be able to even work with a local credit union.
I've been renting for 20 years and only ever had an inspection once.