> Can you rent without a four times yearly inspection by the landlord?

I've literally never heard of this.

> Can you not bank, if all the banks are colluding against you? And still have the rest of your rights?

All the banks? There are 3,917 commercial banks and 545 savings and loan associations in the US. It's probably the most banks per-capita of any country. You'd be hard press to not be able to even work with a local credit union.