I think it's highly doubtful we're going to see software generally regulated as finance, which like aviation can facilitate damage to individuals on a scale they'll never be able to recover from by themselves (in terms of lifetime needed to (re)acquire the resources). Most of the world is quite insignificant and unimpactful, and already regulated as tightly as it is based on that. Software being a larger part of the services provided or goods transacted is not suddenly going to inspire tighter regulation of the quality of services and goods offered beyond what they already are, like for instance some minimums around certain things not catching fire and killing people, or some services being rendered in a mostly food safe way. If humanity desired to go beyond lazy minimums we'd see universal effective elimination of planned obsolescence, not just best cases of minimum warranty periods measured in a handful of years, and then being fine with products mysteriously failing within days of the sellers support obligations ending.
> I think it's highly doubtful we're going to see software generally regulated as finance,
Probably not all of software, but basically all of our financial infrastructure, operational infrastructure and communications infrastructure is either already critically dependent on software, or heading that way.
I think that the EU's DORA act is probably the way things will head. We'll regulate the outcomes and ensure that these services can be maintained.
Honestly, the only reason that this hasn't already happened is that the US government is wildly against basically all regulation of software. I figure that if we end up in some kind of cybersecurity crash (likely, given the current trajectory) that we'll get lots and lots of regulation.
And to be honest, this will be for the better in the long term, but it'll probably suck for all of us in the short term (but at least there'll be jobs).