Given AI assisted hacking is now a thing, it's probably not safe to keep your crypto in any centralized exchange anymore.
Better general security yes, but the incentive to hack them is quite large and now more hackers have the ability to pull it off.
Same with any purpose built wallet you didn't make yourself: https://www.forbes.com/sites/digital-assets/2026/10/23/ledge...
Or you could just get real money and keep it in a bank.
This is what I do. I'll only use crypto in a few rare cases where I don't want the vendor to get my credit card number. Always in amounts that, if ever stolen, would not break the bank.