The problem with that argument is that it is stupidly expensive, no matter how you look at it. It's a $2000 phone, for the same money you can get an iPhone 18 Pro and a MacBook Neo. Or get an iPhone 17 / 17e and save yourself $300 / $500. Or swap the MacBook for an iPad and save up to an additional $350.

Carrier financing doesn't make this go away. It's still a $60/month plan vs a $100+/month one. You're paying significantly more to have a worse primary compute device. For most people, that's going to be a rather hard sell.

The only benefit is that you have it on you at all times. I would argue that this is an attractive selling point for tech enthusiasts, but most people aren't going to care.