>Why do you expect me to be your distributed infrastructure provider?

...You realize that we're talking about banks, right? Institutions operating on a fractional reserve? Take your money, use it as collateral to print 10x their holdings in interest-bearing debt? Free to restrict your withdrawals and bail-in funds from your account to save their own hides? Those banks.

The Occupy Wall Street and Bitcoin dudes and dudettes had it right, which is why they were carefully marginalized and appropriated, respectively.