> > blanket restrictions on everyone's freedom

> The scope is much smaller than that: restriction on what banking conveniences are provided.

The freedom to install whatever OS you like on your own phone?

> if a less than single percentage of __________ anything beyond that is not really worth it

My goodness one could fill in that blank in so many different ways, and all of the ones I can immediately think of would drag this thread straight into any number of dire arguments, so I'd better not.