But that would include dashcams too, and those are a must if you're operating any sort of vehicle.

Is the dashcam footage local to the dashcam or the users private data storage, and is gone when the user deletes it?

Or is the dashcam managed by a company that collects and stores the data up uploaded to a cloud of an insecure company?

Do insurance companies even watch dash cams ? From what ive heard they just pay out and dont care.

Really? They are intent on looking for reasons to not pay, from what I know.