I have an encrypted offsite backup. A lot of people I know with home servers work out a deal with a family member to have cross-backups with each other.

Sadly I don’t have a family member that I can trust with that, but I do put an encrypted copy on AWS glacier and I have an encrypted volume in Dropbox.

Yeah I do something similar, a local backup on an external drive that mostly lives in a different place and a last resort backup in glacier

> encrypted volume

This.

What ist your plan if you die? Do you have a spouse that will be able to read your-and-your-spouses data?

I am on the older side and do not plan to be in another long term relationship. not a helpful answer maybe

Yes, my spouse has access to my password storage, which has all the decryption keys. Whether she remembers how to do it is a different question. :). Maybe I should write it down, or show one of my kids...

you should probably include the instructions in your estate document kit