ZWhispr seems to be the best for those who care about accuracy as it uses three SOTA models.

https://zwhispr.com/

I find the whole category of "added value" STT apps funny at this point.

Built my own in a day that blows them out of the water. You can quite literally pick any sufficiently good local model or API provider and combine it with Cerebras for cheap and very fast AI post processing and formatting.

macOS only (like so many in this space)