The obvious correct solution is to tax securities-backed loans the same as selling the securities.

Security backed loans for what though? Personal spending? Building a factory to great jobs?

> "Security backed loans for what though? Personal spending? Building a factory to great jobs?"

Income for what though? Personal spending? Building a factory to great jobs?

Capital gains for what though? Personal spending? Building a factory to great jobs?

Property for what though? Personal spending? Building a factory to great jobs?

Inheritance for what though? Personal spending? Building a factory to great jobs?

What a strange question.