honest initial take, feels a lot going in the UI. I think it would be useful if you have some kind of a guided journey asking users a bunch of questions...and then build an initial plan...then enable them to customize

There is a semi guided journey. Click Home, delete the sample plan and then click Get Started. It will ask you a series of "simple" questions and then walk you through a series of forms where you can enter your numbers.

ohk got it. I meant for first time users...set it as default would be quite helpful. I think