Asbolutely. Tap to pay options, and the better ones have stopped pushing SMS for 2FA and they will prefer their own apps over third-party ones. JPMC, Capital One and E-Trade (now Morgan Stanley) definitely all do this.
Tap to pay is also doable with a credit/debit card, but paying via phone is a legitimately useful feature although also not remotely critical or something that would be world ending if it were disrupted.
I work for a UK fintech that is bank-adjacent, the backend for the apps and the website are the same.
Asbolutely. Tap to pay options, and the better ones have stopped pushing SMS for 2FA and they will prefer their own apps over third-party ones. JPMC, Capital One and E-Trade (now Morgan Stanley) definitely all do this.
Tap to pay is also doable with a credit/debit card, but paying via phone is a legitimately useful feature although also not remotely critical or something that would be world ending if it were disrupted.