The parent had a practical problem. I told him what kind of simple banking feature would easily solve it. I also mentioned a bank, which has it for sure.

For sure, this feature is not a Revolut-exclusive. Plata from Mexico should also have this and much more, from what I have read.

If American/European banks don't have such a simple feature, this speaks volumes about them.

Your comment has a vibe of "a bank that doesn't have a local office has no decent service". To each their own, I guess.