Not all services let you enroll multiple keys. Amazon, with all the money in the world, was guilty of this for a long time.

Practically, it is a huge challenge. I would want my day to day fob, an onsite backup, and an offsite backup. That’s a lot of hassle and potential for mistakes. To even register the offsite backup means I need access to it. Remotely copying a password database is so much reliable

If you use a security key only for the most important accounts like Apple or Google, keys are set up once and then unchanged for years.