> I would be set for the rest of my life if I got half a mill falling from sky today, I guess I could even make it work with 250k.

Maybe you only have a few years left to live? If not, I’m not sure where one can live on $10,000 to $15,000 a year and pay for shelter, food, clothing, and healthcare. It costs more than that per year for health insurance for one adult over 40 in the US.

That is what $500k grants you, chop those in half for $250k.

This is the biggest argument for socialism, you pay the taxes, get free health care and free education, every one gets the same irrespective of their status. Why do Americans get scared every time they hear "socialism"? Is it because billionaires have told them it's like "communism"? Are they so brainwashed they can't vote for policies to enable this sort of thing? No wonder the life expectancy in the US is lower than in Europe.