The problem is that bitcoin (and similar) are so computationally intense to run, that the transaction cost is much higher than Visa's.
Furthermore, a currency needs a government (or similar kind of body) to manage its stability, by printing (and buying) money. Otherwise, we'll see wide fluctuations in value like what happens with Bitcoin.
Bitcoin is not suited for payments. Bitcoiners use lightning.
But to be clear, all payment innovations in crypto happen on EVMs and L2s. And in 2026, stuff is extremely scaleable and computationally cheap.
True on the main chain of Bitcoin. Bitcoin payments on the lightning network are not computationally intense.
Hahaha haven’t heard that one in a long time. Cracked me up.