Couldn't you just download cursor, not even pay for any account and hook up an Anthropic api key and get that functionality?

I dont know how cursor works. Everytime ive tried to use, its super buggy and has memory leaks that make my very quite PC sound like a jet engine.

Cursor charges the “Cursor Token Rate” for BYOK https://cursor.com/docs/models-and-pricing#cursor-token-rate

No. Its is not for bring your own key.

It is for 3rd party models (which you get double the amount of your sub price as usage).

Of course they wont charge you extra for BYOK. how would they???

You can just pirate Adobe's software and their marketcap is 115.88B.