My house is a ~700 sqft. condominium, gov. subsidized for lower income individuals, and even my mortgage is more than 300k… maybe I’m just basing my info off of coastal city prices, but is it possible to buy a reasonably nice home located in a reasonably nice amerikkkan city… for $300k in 2026?

That would buy you thousands of square feet and often several acres within 20 minute drive to a lot of US city downtown areas.

Can you ground the discussion by mentioning what you think these cities are? Taking Columbus, OH as the most average of American cities and a 20m isochrone map from city center, there are currently 0 parcels for sale with 3+ ("several") acres under $300k. There are a few within 30m drive, one of which even has a possibly habitable structure. The rest are bare agricultural land you'd need additional investment to actually live on.

Not from what I've seen. The desirable neighborhoods are 500-600k. Suburbs outside major city

Desirable neighborhoods are by definition expensive. The trick is to find a neighborhood you like where your home can just be a home and not a top-heavy investment.

Acknowledging this isn’t always easy or possible, but just pointing out that this is a self reinforcing problem.

> The trick is to find a neighborhood you like where your home can just be a home and not a top-heavy investment

I meant desirable for me to live there, not as an investment. Who wants to buy a home in place they don't want to live?

You didn't read what I said.

I mentioned acres of land. You normally don't have multiple acres of land in the suburbs.

Well then you didn't read parent's comment

> is it possible to buy a reasonably nice home located in a reasonably nice amerikkkan city… for $300k in 2026?

Who wants acreage? We want homes.

> is it possible to buy a reasonably nice home located in a reasonably nice amerikkkan city… for $300k in 2026?

What does "city" mean to you? For some, it's 500 people, or 5,000. For some, it's 5 million. Define that first. The US is a big place, and I know people that don't live within 50 miles of another human.

Otherwise:

https://www.zillow.com/homedetails/424-Olive-St-Kansas-City-...

4 bed, 3 bath, 1,580 sq ft, beautiful! $342,500, built in 1900.

https://www.zillow.com/homedetails/3508-N-College-Ave-Kansas...

4 bed, 4 bath, 2,295 sq ft, $365,000, built in 2022.

That’s 350, which you can’t buy for 300..