That's a fair question. I've been building Fiber for it — hold USDC without a seed phrase or MetaMask, email login, bank rails if you want dollars. https://fiber.so

I love your product and looks very slick!

Can I play devil's advocate though?

Don't you think in 1-2 years most banks (NA + EU) will offer 1:1 stablecoin conversions and make this no longer a problem?