I lost my individual healthcare plan, and I couldn’t afford the new ones. Remember when they said you could keep your plan? Yeah, that’s the one I lost.
I lost my individual healthcare plan, and I couldn’t afford the new ones. Remember when they said you could keep your plan? Yeah, that’s the one I lost.
Would you have been able to keep your plan under the system before ACA? There’s a lot of context missing in your comment.
I'm curious as to how your experience actually using the plan for more than preventive coverage? IIRC, plans before the ACA had a ton of customer unfriendly provisions which made the insurance far less usable in practice. E.g. denying coverage for preexisting conditions.
There was never a guarantee that you were going to keep your plan anyway, was there? Insurance companies are changing plans from year to year.
The plan was cancelled because of ACA requirements. I had had it for several years prior. Yes, plans change, but this was different.
Which requirements made them cancel it? Was it a high deductible scam plan?
It was a high deductible insurance plan, not a monthly subscription to all your healthcare needs. Why would you call that a “scam”?
And for the record, it was not as high a deductible as most “silver” plans on the exchange currently.
> It was a high deductible insurance plan
Why do you believe that the ACA would have wanted such plans cancelled? There's a very straightforward public health reason that's reminiscent of why states require drivers to have car insurance.
> And for the record, it was not as high a deductible as most “silver” plans on the exchange currently.
The plan would have been in effective over 18 years ago. Does your internet plan look the same now as it did 18 years ago? Your cell phone plan?
> The plan would have been in effective over 18 years ago
This is such an important point. There's been ~40% of cumulative inflation over that period.
Also, anyone who was already buying insurance for years before the ACA knew the price has always gone up every year, often by double-digit percentages. Simple compounding plus the fact that insurance is always more expensive for people 18 years older are confusing a lot of people in this discussion.
It’s reminiscent of the screeching about how single payer healthcare would have death panels deciding who lived or died like that’s not a word for word description of insurance company actuaries or financial employees making the same decisions.