So many stores and (all?) banks require two-factor login now, where an SMS sent to a phone is the second factor. How do you cope with this?

I do not carry a cellphone, but I own an old one with no data plan that remains off and in a drawer except for when used for things like this. I am not sure I have run into any stores that require 2 factor. Mostly just official stuff like banks.

My work has multiple systems that require 2fa on a regular basis. It's actually quite annoying, and the alternative options to 2fa don't work for every system.

The glorious day in the future when Oauth is confined to the dust bin of history and logging in to anything doesn't require a web browser redirecting 10 times.