No, not really. My HR friend went out and found Lovable on her own. You're acting like people can't Google, or even ask an LLM via a Chatbot interface for recommendations for tools that would help them build an application as an absolute beginner. They can and do. People have agency, which is exactly why this person's friend asked them for help.
This: https://xkcd.com/2501/ 1 billion people use chatgpt, but only 10M use codex, which is even more impressive when you consider the chatgpt windows app now comes with codex a click away. This means everything that is super obvious to us, is not for the average person
They were literally in front of an LLM. Did they ask for tools?
edit: Lovable is a web app too, not an agent.
This comment - and many others - misses the OP's original point: what are tools? Do you mean my laptop, and a pen and paper? What's an agent? I.D.E.? none of this is part of the vocabulary or context of someone who has never built things with a computer, let alone AI. Years ago I had a neighbor who was trying to learn how to use their computer; they complained that the book they were using was only telling them all the DOS and none of the DON'TS. This is were most people start.