Running locally for me is mainly about learning, maintaining control+privacy, and helping shift my coding+design process to leverage LLMs. I guess if you made me boil it down to a single word to justify the cost I would just say: tuition.

Sounds like we have similar boxes - mine has a 10 core CPU, 64 GB of ram, and a 2070 Super. My motherboard had two unused PCIe3x8 slots and doesn't support Blackwell GPUs. I bought a couple of brand new Ada generation RTX 2000s with 16GB of memory for under $1400 to get to 40 GB of VRAM. That will easily run Qwen3.6-27b at a 6-bit quantization and 80,000 token context size. It isn't fast (19-21 t/s), but using pi-coding-agent is fine.

Now, my instinct is that I am giving up SOTA performance on agentic coding with this setup and LLM. But the gap between my setup and SOTA commercial models is small enough that it doesn't matter to me.