If it's honestly 'One account is paid for by my employer and used as a tool for my job' and 'One account is for personal use, where I work on passion-projects and the likes' I think it's fine....? Not a lawyer but I'd assume as long as you're not using it to bypass usage limits Anthropic wouldn't even really notice or care.

not sure law matters, anthropic is draconian about bans/appeals.