There's no need to settle for a measly $10GB plan for that kind of money. Mine costs $32.50 and includes unlimited data (actually not deprioritized, too) and 50GB of hotspot.

If you really can settle for 10GB though, you could do it for even less.

I can see how some people feel like the phone financing is something they need if they have cash flow problems and trouble accessing credit, but boy do those postpaid carriers make you pay for it, both in the payments themselves, AND in the plan itself costing more than twice as much what I pay even if you've finished paying off your phone payments.