Note that they already do this if you buy a mac on an Apple Card, and they even go so far as to link your AppleID that you may have had for decades. I bought a new mac last year and signed up for the 0% Apple Card financing and if I'd have known about this little bit of leverage they use, I would have created a brand new AppleID to partition it off.
What do they do to your Mac if you don't make payments?