You’ll have to clarify who the counterparties are to this contract and where the person whose credit card was stolen fits into it.
You’ll have to clarify who the counterparties are to this contract and where the person whose credit card was stolen fits into it.
I don't doubt that stolen cards are involved, but you could say that for anything that has to do with card-not-present transactions, e.g. Amazon retail. Is there reason to believe that it's especially prominent in this case?
I assume most of it is just people who want cheaper access to these models and don't mind subsidizing access via somebody who is simultaneously distilling the model.