Agree. Another consideration is that input token costs are effectively quadratic with the number of conversation turns. The minute you get into a long conversation you can see the costs shoot up.

You can get far more gas out of even a $20 plan of you’re careful to break things up into relatively small discrete steps, clear context regularly and give the model plenty of information to work with.

My workflow for bigger features is to write out a plan document and then proceed in smaller implementation steps, reviewing as I go. If I find something odd, I ask the agent why and often that leads to discovering a new dimension to the problem, which in turn is an opportunity to adjust the approach.