Adding to this:
Those 190km/s of the Parker solar probe were, crucially, periapsis speed.
This is a bit like bouncing a rubber ball from a building, measuring its speed at ground level and then going: "Given our fastest achieved speed, we expect to hit the cloud level in <10s".
~200km/s sustained speed is already insanely optimistic for anything we could realistically build in the next half century, so your position is even more ironclad than it looks at first glance.