There's probably some truth in that although, if you didn't have to collect a large volume of music whether purchased or copied in some form, I'm not sure the incentives are there to get started in any serious way. It is also true that, for me at least, I purchase very little music these days and basically don't pirate at all.
That is a good point. I’m not old enough to care too much about physical media but I do take pride in “my collection” which I would guess is less prevalent in Gen Z. Everything is on demand in the cloud now.