I don't get why you pointed out that, to be honest. I'm not a merchant. I am a consumer.

As a consumer I would like to avoid Master Card / Visa as much as possible and also giving numbers out as much as possible. Paypal allows that and I don't need to use my phone to approve payments. Moreover payment systems that prioritize the needs of merchants usually are horrible for consumers. If Wero becomes such a platform, I will avoid it.