They had the duty to pay and they try to trick every one of their customers into not realizing that, so that's why I'm only mad at them.

I acknowledge that the CA law is forcing them to, in the mechanism the article covers, causing them to subsidize other people's care, and this is happening in many areas of healthcare too.

Though those costs are surely accounted for when they set their premiums, which for 2025 amounted to just over $32,000 for my family.