I can understand someone being overwhelmed and not wanting to configure and "build your own pi" which is really one of the beautiful points of pi, but like with vim, I do recommend that after playing with this for a while you go back to pure pi and then decide what do you really need and incrementally add it.
The power of the incremental in control approach is huge. It allows you to keep moving in whatever direction you want instead of taking yet another dependency.
Second this. I went back to vanilla zsh after oh-my-zsh. Turns out I really just wanted 2 features that are built into zsh, and a custom prompt that includes git info that I just wrote myself in ~20 neat, readable lines of shell (minus the ANSI coloring).
I maintain vim and neovim confugs, never going with a distribution of plug-ins, and can't imagine how grotesque those must be.
The difference here though is that zsh and vim are old projects. My configs with them never break. I can't say the same about neovim, and Pi also probably isn't stable.
Pi is perfectly usable in its "raw" state (except perhaps an extension for your specific provider, if not built in).
Configuring it isn't really overwhelming: you use it for a while and then find that you'd want to extend it with some particular functionality.