I personally use opencode so I can swap between models and try different options. I'd say I prefer claude (fable and opus 4.8) so far, but curious to see where gpt 5.6 lands.
For personal stuff, I've been pretty happy with chatgpt's $20 plan. I believe it has considerably higher limits than claude's $20 plan, and it's enough for the personal stuff I play with (hermes, and some small coding stuff). Also allows me to keep up to date on openai models.
The $20 GPT plan with GPT 5.5 lasted me, somehow, exactly one smallish fixup feature
Which limit? Weekly or 5 hour?
I've been using it with hermes and some coding (with opencode), and I am getting a LOT more than one feature out of it, but the work is spread throughout the week.