What life is too short for is being screwed over by and having to deal with the consequences of some agreement you were too lazy to read. These aren’t half as inscrutable as you think; after you read a couple you get a feel for them and can breeze through, honing on the parts that are important to you. I don’t need to spend more than a couple of minutes on a TOS before understanding if it’s awful or reasonable, and it has stopped me from opening accounts on services with truly awful provisions.