Sure!
However, i also want the availability of my photos to be reliable, just like e-mail. It always has to work, wherever i am.
When i'm on the road, and there's some random issue due to power outage, database corruption, or whatever else, i don't want to have to wait until i get back home and make the time to fix things.
On the other hand, when i'm self hosting something like an RSS reader or Jellyfin to stream videos, it's less of an issue. That can wait a few days or weeks until i can fix it.