We live in a world with a severe housing crisis - not shortage, as there are usually enough units, people just can't afford them.
One would assume the difficulty of building housing has gone down with the general progress of technology - and if all else fails, you can just do what they did 50, 100 years ago where affordability was far less a struggle - people, who had less income in real terms spent proportionally less on it.
So did society devolve that an unit of industrial output has become more expensive? Or did money and resources just go into a parallel 'rich people economy', that has created a constant drain on the resources of average people?
Housing is exceptionally vulnerable to capture because it is immobile. AI on the otherhand should see its cost continue to plummet due to competition. Per token costs have already fallen exponentially over the last three years.
I'm not sure if this addresses the point you're trying to make though. If not, please clarify your argument for me.