> And it's not like it's hard to save up a few thousand dollars in a time frame of years, so I don't understand people who don't.

Seeing this as some sort of moral failing isn't the right way to look at it. It's possible that that this person could have done that, but it's also they they really may not have been able to, low wages, bad environment, health issues, all of these compound until "it's not hard to just" is a gross way to interpret their situation.