This is so true, I pirated movies that I was ready to pay for so many times, just because they weren't available in my area, or there were no subtitles, or they only offered 720p.
You can download a MTK file at 4K with multiple audio tracks and subtitles and more often than not there are enough seeders to just start watching it while it downloads in the background.
They need to wake up.
Despite paying for Netflix and Disney+ and Prime and etc, I have pirtated 1080 copies, with subtitles, of all our favorites because network access is unreliable and service provides add and remove media without warning.
As has been said before, the pirated copies are frequently a higher quality product than is available for purchase or rent.
Disney+ is notorious for this. Disney also has a number of shows that they refuse to provide on physical media. If they are removed from their platform and not licensed elsewhere they effectively become lost media.