you can use system ram with a system like llama.cpp which offloads to system ram. token generation is a function of system bandwidth, the faster the bandwidth the better. so I'm on 8 channel 2400mhz. if I had a 12 ddr channel, I would get 1.5x the speed at 2400mhz. of course ddr5 is much faster, so a 12 ddr at 4800mhz will provide 3x the speed for token generation or roughly 18tk/sec. prompt processing is all about compute, so the more cpu cores you have the faster it can do PP.