My current setup:

    $20/month: Claude Code
    $10/month: Minimax
    $16/month: Xiaomi Mimo
    $10/month: Opencode Go

Opus at low/medium effort generates plans. Then several coordinator/worker pairs are possible: DeepSeek v4 Pro + Minimax M3, Mimo v2.5 Pro + Mimo v2.5, Mimo + Minimax, Sonnet 4.6 + Haiku. I've been running hundreds of long multi-agent sessions, topped up extra credits here and theere, but haven't reached $200/month spend yet. Relying entirely on Claude/Codex feels like a waste of cash now.