I agree this is entirely theatrical.

There is much stronger IDV technology than this, but it isn't as consistent across the customer base. You would have a significantly more difficult time defeating something like Chexsystems with fake IDs. If the AI models are truly so scary as to require ITAR-style restrictions, then I wonder if having an adverse financial background might be a reasonable canary for preventing access. These same kinds of questions come up for obtaining security clearances.