I don't know. Even the frontier models do dumb things sometimes. Being able to iterate (and iterate quickly) is really important. If you get 1 try a day, you're probably back to it being better to just code by hand. Also, you're going to get absolutely outpaced by anyone who uses AI that goes faster.

So maybe for a hobby project this is fine, but for something you have to take to market and compete with... I think it'd be a really rough sell.

EDIT: also, just to be clear: if there was a practical path to using local AI, I'd take it in a heartbeat. I hope it gets to the point that it's better to use local than paying someone $200/mo. But right now, that $200/mo is the clear best option. I get making compromises for ideology but the compromises are too big for me right now.