Risk aversion could be looked at in the same lens in my opinion. It’s possible to be risk adverse in a modern society as we have risk takers to do it on your behalf. Policemen and women, firefighters, warfighters, astronauts, test pilots, athletes, etc. But if you’re a deer in the headlights and unable to be willing to push yourself past your preconceived fears and limits, you’re holding yourself back from your true potential. And why might that be the case? Did something happen in one’s life that causes them such behaviors where they’ll always prevent themselves from entering into uncomfortable situations? Anecdote, but there’s someone I know that absolutely avoids anything that could possibly be uncomfortable for him because of an accident that happened in his childhood. It’s all mental.