That's where this part applies to you:

> NO, YOU CAN'T TALK THEM OUT OF IT

> No, they don’t care about your story

If you are suspected of a crime, your inclination is going to be to explain the situation because it must be a mistake. If you find yourself suspected of a crime, you should talk to a lawyer, not the police.

People unknowingly break laws every day, yourself included. You have a right not to incriminate yourself. It is not fearing the police to recognize that innocent people get swept up in the bureaucratic law enforcement machine all the time. Talking to the police can only hurt you in this situation.

Finally, your examples are all examples where you were the victim of a crime, which is covered in the article.