> But if the growth requires capital (an investment, a loan, or the wealth the founders already have), the situation becomes less clear. How much of the success can be attributed to the contributions of the founders and how much is based on arbitrary choices made by wealthy people?

I don't get it. If I need to raise money to fund my startup, how are my profits more "earned" if I crowd fund $10m by finding 10,000 wage earners who will lend me $1000 each than if I borrow $10m from a billionaire?